There is just one problem with this conclusion. Insurance companies operate in a competitive environment, within the constraints put upon them by state government. Still, it is competitive within this framework and I don't know of a better system than open competition.
What is not being addressed, and won't be addressed are the following:
1> The cost of defensive medicine which is dictated by plaintiff attorneys. This is the largest lobbying group of the Democrat party.
2> Restrictions imposed by the FDA to prevent the usage of new drugs. You'll have to go to a foreign country to get these.
Medicare, Medicaid, Social Security (all government programs that are upside down). Given this track record, I doubt they will do any better with health care (they can't even run cash for clunkers)!
Maybe if government got out of over regulating business and over taxing the people, insurance premiums would be lower and there would be more $$ to pay for it.
Dream on!
Bruce
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